Beginning in July of 2017, Equifax, Experian and TransUnion will no longer include records of tax liens and/or civil judgments if there are not at least three identifiers: name, address and either social security number or date of birth. Most liens and judgments do no include all three or four identifiers, so this will most likely lead to an increase in credit score for those individuals that previously had liens and/or judgments on their credit reports. Thus they may soon appear more credit worthy to lenders. To read more ->