Pre employment credit checks are often conducted by employers in order to:
- Assess Candidate Responsibility – A candidate who exercises good judgment with their personal finances and meets financial obligations on-time may be more likely to execute their job duties in a similar manner.
- Guard Against Misuse of Funds – Applicants in difficult financial straits may present a greater risk for misuse of funds and be poorly suited for positions involving financial responsibility.
Conducting Employee Credit Checks:
You’ll receive a full consumer credit report, access comprehensive financial information and make the most appropriate hiring decision possible.
Special Considerations:
Employers must obtain the applicant’s written consent before performing any type of credit check. Employers may not use an individual’s credit history as a factor in their hiring decisions unless the information is relevant to the position.